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You can even hire household help so that you have more time to relax, golf, work on your tan and enjoy your south-of-the-border lifestyle. Contrary to what you may think, Mexican health care is typically very good to excellent.

How & Why to Retire South of the Border (at least Part-Time)

Medical professionals such as doctors and dentists spend time training in the United States or Europe, and lots of American doctors train in Mexico as well. First-rate hospitals are found in each medium- to large-sized city, and the costs are generally about half what you would pay for the same care in the United States, including prescription drugs.

Dental care is an even bigger bargain, with quality work costing a fraction of what it does north of the border. The country is stunningly beautiful, with amazing vistas; cities offer modern conveniences and centuries of culture to explore. Enjoy the added bonus of the dynamic Mexican culture.


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So never say never. For you especially, traveling around and comparing different locales is crucial. Housing in gringo areas is comparable to many parts of the United States. Rentals are more reasonable than buying. There is generally no discernible relationship between the value of houses for sale and the amount of rent charged.

Modern Beach Living

If you are moving to Mexico only because you think living in Mexico is cheaper than living the United States or Canada, you are moving for the wrong reason. If you are moving to Mexico only because of the weather, you're moving for the wrong reason. Many go-getters live in Mexico and have adjusted very well. They were ready to leave their old ways of doing things behind and have embraced new ones, where there is always an element of surprise to planned events. If you have only been to the beach resorts or to the interior tourist destinations, you do not have an accurate picture of Mexico.

If you have only vacationed there, you do not have an accurate picture of living there. If the lower cost and the wonderful climate are factors, but your main reason for choosing Mexico is that you love the people, are flexible, and want some adventure in your life, you are moving for the right reasons and will probably be happy there. You won't know where you want to live unless you explore. I can't urge you to do that enough. Overall, it is easier to live in Mexico today than it was ten years ago, and much easier than it was twenty years ago.

Many things just work more smoothly. It seems like more people speak English, which would be expected since it is taught in school and more people are going to school than 20 years ago. Mexican banking is still a conundrum. The names of the banks change, but the bureaucracy does not.

Buy International | Retire in Mexico - Live in Mexico

If you believe the advertisements and Internet pages of bank, you would swear that Mexican banks operate quite like American banks and less like a labyrinth; you no longer need to be a devotee of Kafka to cash a check. Banks seem to be moving into a reverse time-loop and are getting more like they used to be inexplicably labyrinthine than they were before the economy went South so to speak. And this varied from bank to bank and even from branch to branch. Scotiabank, BBVA, Citibank, now [well, at least today - banks change ownership like babies change diapers] part of Citigroup.

Still, walk into a few branches before you believe what you read. Internet service has also improved. You can now get DSL or cable Internet service in your home. You can now get a new phone line without waiting for Hades to freeze over. You can, thanks to a variety of calling plans, call back to the States, Canada, and Europe without taking out a second mortgage on your house.

You can now operate an Internet business in Mexico, but being a day-trader might be risky. You can even get decent deals on cell phones in-country.


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  • Telcel is pretty much the most dependable service, but Movistar is not bad and less expensive. Costs of imported goods have gone down - but they can still surprise you. Some electronics like flat-screen TV's and other that are hecho en Mexico cost less. Imported ones from China still cost more and except in the largest cities are generally not the latest technology. You can walk into a Best Buy in a big city and see both old and new tech on the shelves.

    Cars made in Mexico, like Nissan and VW are less expensive, though there is a hefty sales tax and you have to be a resident to buy one.

    Banking in Mexico

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    You can buy million-dollar homes along the beach, but mostly condo towers are being built. They are close to Rosarito Beach, a resort town and expat enclave just over 30 miles south of San Diego. She does much of her shopping at the local Walmart, Home Depot and other big box stores there. For healthcare and other shopping needs, San Diego is nearby. Ensenada, to the south, is a port city of over a half million people and well supplied with retail stores, restaurants and night life.

    Most of the full-time residents are expats. There is a very large community of expats that stretches from Tijuana to Ensenada. Many of them commute to work in San Diego and cross the border every day. Payne-Camp said that many expats who cross the border on a regular basis have a U.

    The pass allows you to reduce your wait times by using dedicated processing lanes. She is quite content, though, to spend most of her days in Mexico participating in a wide variety of activities available to expats. You never run out of things to do. About equidistant between Rosarito Beach and Ensenada, it is one of the fastest growing wine areas in the world with about wineries.

    We go almost every week this time of year. They just built a new performance area and held an arts festival there several weeks ago. The cost of living is a big plus for expats who make Baja Norte their home. Payne-Camp said that central heating and air conditioning often does not exist in homes, which significantly reduces utility costs. Their provider is Quickspeed, which she said is not always reliable. I think they have grown faster than their equipment.