Luckily, there are several ways you can maximize accident compensation and recover what you need to pay for your costs:. Most drivers on the road will be in a car accident at some point or another. There are about 10 million car accidents of some kind on our roads every year, and the average driver is in a car accident requiring an insurance claim every Always prepare for the inevitable. The car insurance you buy can determine how much of your costs are covered. Pennsylvania is a choice no-fault state.
Damage Caps and Other Limits on Personal Injury Compensation
Carefully weigh your choices and select the right option for you. Always purchase the highest quality coverage you can afford. Shop around for the best insurance offers you can, and compare offers. Insurance is a competitive industry, and carriers will often compete for your business if you allow them to.
Maintaining good credit and a strong driving record can help you even further in securing good coverage. Compare car insurance options at least every few years to make sure your current coverage still meets your needs and still offers the best bargain. Never allow someone to talk you into not contacting the police about the accident. Always report what happened. Delaying reporting the accident or failing to report the accident means there is less evidence right from the start, making it harder to recover full accident compensation. As soon as an accident happens, start documenting the accident and any car accident injuries you sustain.
Keep your documentation accurate and organized. They may come in handy when a judge or insurance company is awarding benefits or car accident punitive damages. Some of the documentation that may come in handy in your case can include:.
2) Report the accident
After a car accident, there really is no such thing as too much documentation. Gather every possible piece of evidence and write everything down. Your attorney can use this information to seek the best possible recovery for you. You may assume you have escaped major car accident injury if you feel fine after the accident.
Unfortunately, this may not be the case. Always get a full medical checkup by a qualified medical professional to rule out the possibility of an injury. Get a second opinion if you continue to have symptoms.
Work Comp Cases that also Involve a Personal Injury Claim | Iowa Workers' Compensation Lawyers
Your best option after a car accident is to go to an emergency room for a full physical. To learn more about the case, click here. Maximizing Recovery The Virginia State Bar requires that all lawyers set forth the following regarding their verdicts and settlements: A Leading Expert At Maximizing Insurance Recovery Gerald Schwartz is a recognized expert throughout Virginia at Maximizing personal injury and wrongful death recovery by finding insurance funds to pay for the harm the wrongdoer caused.
Legal Articles By Gerald A. The following are a few legal articles and seminar books written by Gerald Schwartz on how to maximize insurance recovery in serious injury and wrongful death cases: The Wrongful Death Case of: Virginia Auto Insurance Law. We serve the following localities: Justia Law Firm Website Design.
Maximizing Recovery
If a driver does not have liability insurance, they are considered to be uninsured. When a driver does not have insurance that meets these thresholds or causes damages greater than these limits, they are considered to be underinsured. You may also file a personal injury lawsuit against the person who caused your injuries.
Uninsured and Underinsured Motorist Coverage UIM is a smart way of safeguarding yourself against uninsured and underinsured motorists.
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- Uninsured & Underinsured Motorists?
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In an uninsured situation, you would be able to file a claim with your own insurance company, and then your insurance company would take on the responsibility of recovering money from the other driver. If the driver was underinsured, your insurance policy would take care of the costs above and beyond that which is available from the at-fault driver.
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When you file a UIM claim under your own insurance policy, your insurance rates are not affected. Ohio Revised Code Additionally, your insurance company may recover that money from the responsible driver, but not from you through increased premiums. Any settlements or judgments made against the responsible driver may also be owed to your insurance company if it provided UIM coverage.
If you are involved in an accident with a driver who is uninsured, you may file a claim with your own insurance company if you have UIM coverage. Although your insurance company is working for you, they are still interested in settling the claim quickly and cheaply. You will have to provide proof of responsibility and losses to your insurance company.
1) Take action before the accident
Your insurance company may deny your claim or make you an offer that will not cover all of your expenses. The process of pursuing an uninsured motorist claim can be time consuming and complicated, but you do not have to face the insurance company alone. Our experienced personal injury attorneys will help you navigate the process and ensure that your rights are protected.