Saving Money: The Missing Link

The successful ones today are those who have learnt not just to work to make money, but to make money work for them. While it is essential that we provide for our children as much as we can, it is also important that they learn to grow what they have into more. It begins with setting financial goals.

Our children need to learn the discipline of setting targets and meeting them. Together, pinpoint an item or experience they desire, evaluate its cost, and agree on a timeframe to raise the amount needed. With the help of investment calculators, you can figure exactly how much must be set aside monthly or weekly and make a commitment towards it.

This will give the child a sense of purpose. Of course, financial freedom begins with the discipline of consistent saving.

What makes the big difference is how the saving is done. While your children will learn that they can preserve their money in a bank, it is even more exciting to watch their money grow in a mutual fund. You can open a Money Market Fund investment for your child with as little as Naira. Together you can access their dashboard on the ARM Wealth planner and view the amount invested so far and accrued interests. When the target is met, the funds can be redeemed online from the same Wealth Planner portal.

Return to Book Page. Preview — Money and Sustainability by Bernard A. The Missing Link by Bernard A. Pioneering new research from the Club of Rome: In , the first Report for the Club of Rome - The Limits to Growth - famously spelled out the unsustainable consequences of an economic system that demands infinite growth in a finite world. Just as The Limits to Growth exposed the catastrophic flaws in our economic system, this new Report from the Club of Rome exposes the systemic flaws in our money system and the wrong thinking that underpins it. It describes the ongoing currency and banking crises we must expect if we continue with the current monopoly system - and the vicious impact of these crises on our communities, our society as a whole and our environment.

It finishes by setting out clear, practical proposals for creating a money 'ecosystem' with complementary currencies to support and stabilize the current money system. Paperback , pages. To see what your friends thought of this book, please sign up. To ask other readers questions about Money and Sustainability , please sign up.

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Be the first to ask a question about Money and Sustainability. Lists with This Book. Ze zoeken het voor oplossingen ook niet in monetaire innovaties. En deze woorden zijn precies op mij van toepassing. De Club van Rome is een particuliere stichting van Europese wetenschappers, gecentreerd rond het thema duurzaamheid. Milieukundigen kennen de Club van Rome vooral van een eerder rapport: Dit rapport uit waarschuwde toen al dat oneindige economische groei nooit kon blijven plaatsvinden op een eindige planeet. En nu verschijnt er dus een nieuw rapport van hun hand: Volgens de auteurs heeft het rapport drie doelstellingen: Het monetaire probleem en de oplossing ervoor in de context te plaatsen van twee mondiale problemen: Tegelijkertijd vermindert de pensionering van babyboomers de inkomsten.

Pragmatische uitwegen aanreiken die betaalbaar kunnen worden uitgevoerd door burgers, non-profitorganisaties, bedrijven of overheden: Instabiliteit van het monetaire en bankwezen De achterkant van het boek beschrijft het al: Vanaf zijn er volgens het IMF systemische crises geweest; een ongelooflijk aantal. Door deze feiten te laten zien, betogen de auteurs dat de huidige crises een structurele oorzaak hebben; sterker nog: Hierdoor komen alle publieke middelen in private handen.

Deze roep zie je nu sterk in Griekenland, maar ook in andere landen zoals het Verenigd Koninkrijk. Volgens de auteurs is dit echter een kortetermijnoplossing: Kortom, volgens de auteurs van dit rapport werkt het huidige monetaire systeem crises in de hand, en is ze daardoor onverenigbaar met duurzaamheid. Complexe flow systemen Wat is dan wel duurzaamheid? De theorie is simpel: Dit kan in principe toegepast worden op elk systeem: Als er een verstoring optreedt, dan kan het systeem zich niet meer aanpassen. Maar breekt er een konijnenziekte uit, dan zal dit roofdier snel ten onder gaan.

Maar, als er ergens een crisis optreedt, heeft dit tot gevolg dat het hele systeem inklapt.

Dit is wat we de laatste jaren gezien hebben. Veerkracht is ver te zoeken. Wellness Tokens Daarom, zo leggen de auteurs uit, moet het huidige systeem op de schop. Hoe kan er dan meer duurzaamheid in het systeem komen? Een voorbeeld kan helpen. We willen gezond gedrag dus belonen. Het kan ook anders. Deze Tokens kun je verdienen als je bijvoorbeeld regelmatig naar de sportschool gaat.

Deze Tokens kun je vervolgens alleen uitgeven binnen de preventieve gezondheidszorg: Kortom, Tokens belonen en moedigen gezond gedrag aan, en blijven binnen de preventieve gezondheidszorg. Dit vermindert op lange termijn de medische kosten voor de samenleving. Oplossing huidige crises Deze complementaire systemen zullen het huidige monetaire systeem bufferen. De auteurs geven negen voorbeelden van complementaire systemen, waaronder de bovengenoemde Token. Een andere voorbeeld is de uitgifte van Civics: Onorthodox Het boek is buitengewoon inspirerend omdat het behoorlijk onorthodox is.

Het huidige monetaire systeem met een enkele, monopolistische uitgegeven munt, is inderdaad zo overheersend dat ikzelf nooit gedacht z0u hebben aan een financieel systeem met meerdere soorten munten in omloop. In this part that is how to formulate that the human rights are most deeply hurt even with wars has to be counted, I can help you. Actually I may not open my email account anymore.

You may write to me, but should know that the USA possesses laws which allow that all emails are collected by secret services, The Bushes and so forth would get to read yours. Well hat for sure is not the worst. Best is you add my email and take yours as your answer. Since you cannot complain there, sent it as private letter or email and add that the judges should read it for being more objective with respect to the sue of Germans against the last decisions in Brussels, which allow that the politics pay bancs directly from the EMS and EFSF and so forth.

The judges will certainly be very pleased to have your sight of view, which is a very human one and they will also sort of order the politic of Germany then to change their laws in such a way that your proposals are followed in politics. The club of Rome has no chance at all in Brussels.

Claude Juncker will agree at once too, I am sure. It is just that you must find the way or order of range that will help you in having finally success with having your ideas become politics. Then I must not pen up my email account yet can be sure that the sdi criminals read it. Actually I am afraid that you might be killed. Therefore it is necessary that you go into public with the idea of a su.

Nancy Reagan was no politician when she riled the Second World War But she became the first Lady of the USA and thus became active in politics since she dictated her husband in what to do politically.

They knew that the companies in the Twin towers would have stocks, which most rapidly loose their validity die to the bankrupts as a result of the crash of the Twin towers. She also commanded to have fighters fly from Washington Dc instead from the military base from New York for capturing the two planes. The ones from Washington DC came too late. So Nancy Reagan helped Vivian Janov to crash the Twin towers with her, Vivian Janovs sdi weapons Vivian Janov planned it because I had written to Arthur Janov that he now, in September , must push his ant-sdi knob by which he turns off all sdi weapons.

Yet when I was twenty years old, Vivian Janov tried to murder me by causing with her sdi weapons a car accident. But the anti-sdi weapons saved my life and the lives of my dad and my one bother driving wit me too. Anti sdi did it so spectacular by opposing our physical laws as they occur in on the surface of our planet that even Vivian Janov realized that there exist weapons which can interfere in her sdi weapons, stop them and continue then the life saving.

The car she was allowed to crash s that I would understand it one day, who I am a chemist and physical chemist and as such also firm in fundamental principles of physics. Vivian Janov felt guilty because she had been detected.

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She expressed her guilt and hat she had lost by stirring politicians to formulate her law that is she formulated it and put it into their brains. This paragraph in our federal constitution expresses her ambition. It is the paragraph twenty, number four. She wanted to start the National Socialism again if she would have made it to get me murdered.

Further emails I do not send to you till you have made public that you will sue at constitutional courts and look for people in other counties sharing your sue so that they can sue in their country. May be you like to publish this email as a comment. I therefore ask people to tell it to their friends via Facebook, Twitter and you Tube to read it and make it public. I myself may not use Facebook or You Tube or similar matters, because the criminal secret agents, those who are part of the sdi collaboration, are very good in hacking.

They would publish falsifications in my name, even falsified videos. A prima vista, si poteva pensare che tale titolo valesse moltissimo, se convertito in euro attuali. Em Money and Sustainability: The Missing Link na pg. Your email address will not be published. Government What can governments do to address the banking crisis, remedy unemployment, poverty and ecological threats, and create conditions for sustainable abundance?

Business How can time-tested currency innovations such as mutual credit systems help businesses of all sizes deal with cash flow shortages and monetary instability? Community What can communities do to leverage their untapped wealth and connect resources that would otherwise remain unused with needs that would otherwise remain unmet?